Student Travel Insurance Guide

STUDENT TRAVEL INSURANCE EXPLAINED

What type of travel insurance policy do you need?

If you don’t travel much, you could just take out single-trip insurance as and when you go. But, if you’re luck enough to get away more than twice a year, you’ll probably save pounds by taking out an annual or multi-trip policy. If you have a bank credit card you may well have annual cover included. You should always check the level of cover and protection that the credit card offers as often the limits to the cover are not sufficient. The cover may well be enough for certain geographical areas, but if you are planning to go to say the United States, you should obtain the highest level of medical cover you can afford.

An annual policy typically covers any number of trips during the year provided each one lasts no more than a specified length of time – often 31 days. Most annual travel insurance policies automatically include about two weeks’ winter sports cover a year.
If you are going away for longer than a month – for example, during a gap year – you’ll need long-stay insurance. Some policies are aimed specifically at backpackers and tend to have extra cover thrown in, such as a payout if you are the victim of a mugging.
Standard policies generally exclude cover for risky sports, such as scuba diving or snowboarding, so you’ll need a specialist sports or winter sports policy. Most providers offer a winter sports version of their policy. A few providers specialise in cover for other sports as well.

Endsleigh offer students who are based at UK Universities & Colleges exclusive cheaper student travel insurance to cover the complete range of student travel insurance needs.
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More Explanations
What is an E111?
What type of travel insurance policy do you need?
What should I be covered for?
What am I not covered for?
How is my premium calculated?

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